4 characters makes a team?

no, one more to go. sky isn't going to be a member of my fictional monster hunting brigade, she's far too skilled and besides she likes to work alone! now its time for a character more useless than any other, a man who wears no armour because his game has only just started and he's dead broke and no one will give him the items or money to improve his gear. a man who has no idea of tactics and has never even seen the wild monsters of the world. an inexperienced but eager to a have a go noob. the fourth and final member of the dysfunctional team.